Hard Money Financing for Real Estate Deals
At First Funding Investments, we provide fast and secure transactional loans for real estate investors needing short-term capital to buy and resell properties quickly, ensuring seamless back-to-back closings and profitable investment opportunities.
What Are Transactional Loans and How They Work
Transactional loans are short-term, same-day financing solutions that allow investors to purchase and immediately resell a property for profit. This type of loan is commonly used in transactional funding, where an investor needs to temporarily hold funds to complete the first leg of a double closing. At First Funding Investments, we fund your purchase (A-to-B transaction) and are repaid at the moment of the resale (B-to-C transaction), making it possible to close deals quickly without tying up your own capital.
Benefits of Using Hard Money Transactional Loans
- Immediate access to capital for time-sensitive real estate transactions
- Eliminates the need for traditional bank approval or personal credit checks
- Enables back-to-back closings with minimal financial exposure
- Keeps your funds free for other investment opportunities
- Competitive rates and fast approval through in-house underwriting
- Experienced team guiding you through the entire lending process
Who Can Qualify for a Transactional Loan
- Real estate investors executing same-day or short-term flips
- Wholesalers managing double or back-to-back closings
- Investors purchasing off-market or distressed properties
- Entities or individuals with a clear resale contract in place
- Borrowers working with verified title companies and end-buyers
Typical Loan Terms and Rates for Transactional Financing
- Loan amounts starting from $25,000 up to $4,000,000
- Loan durations from 1 to 5 days (short-term funding only)
- Loan-to-Value (LTV) up to 70% of the property’s ARV
- Interest rates are typically between 11.9% and 13%
- Fast turnaround time — usually within 1–3 weeks from application
- Flexible repayment structure aligned with the closing schedule
How to Apply for a Transactional Hard Money Loan
Getting started with First Funding Investments is simple. Provide us with your property details, purchase contract, and resale agreement, and our team will quickly evaluate your deal. We specialize in transactional funding for real estate, ensuring every transaction is handled with speed, security, and discretion. Once approved, funds are delivered in time for your scheduled closing, and repayment occurs immediately upon completion of the resale.
Common Uses for Transactional Loans in Real Estate
- Back-to-back property closings
- Wholesale real estate transactions
- Short-term investment opportunities
- Quick resales requiring temporary funding
- Bridge funding between two deals
- Closing delays from traditional lenders
At First Funding Investments, we combine local expertise and flexible capital solutions to make real estate transactions happen fast. Whether you’re working with transactional funding lenders for the first time or expanding your investment portfolio, our team provides the dependable financing support you need to close confidently and profitably.
