First Funding strives to simplify the lending process so we can focus on one objective, closing the loan for our borrower. As a Texas-based, private capital lender, First Funding controls the investment capital, and all decisions are made in-house. Borrowers benefit from dealing directly with decision-makers.
Explore our loan options below and find how you can partner with First Funding, Texas’ fastest hard money lender.
Hard Money Loans for Real Estate Investment Opportunities
We are your ideal partner for acquiring new real estate. We are proud to partner with Texas real estate investors and help the industry and competition grow. No matter your project, First Funding can support you with it. We provide real estate investment loans for the following property types:
Residential Properties
Access fast real estate investment loans for residential properties with First Funding Investments. We can help you fund your acquisition of Single Family, Duplex, and 4plex residential properties.
Residential Properties
Access fast real estate investment loans for residential properties with First Funding Investments. We can help you fund your acquisition of Single Family, Duplex, and 4plex residential properties.
Why Real Estate Investors Choose Hard Money Financing
- Faster funding timelines: We streamline approvals so you can move quickly on opportunities that require immediate action, making our hard money financing ideal for competitive markets.
- Asset-focused decisions: Our asset-based lending approach evaluates the value and potential of the property rather than relying solely on traditional lending criteria.
- Flexible financing solutions: We work with investors whose projects may not fit conventional bank requirements, providing tailored options for a variety of real estate goals.
- Support for short-term strategies: Whether you're renovating, repositioning an asset, or closing on a time-sensitive acquisition, we offer financing designed to help you execute your investment plan with confidence.
Offering All Types of Real Estate Investment Loans
At First Funding Investments, we pride ourselves on offering all types of loans for real estate investors in Texas. Whether you’re looking for home construction loans or other types of commercial loans to finance your acquisition, we are the private capital lender to go to.
Some of the real estate loans we offer include:
- Hard Money Acquisition Loan
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Standby Commitment Loan
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Interim Construction Loans
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Bridge Loans
- Foreclosure Loans
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Hard Money Land Acquisition Loan
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Refinancing Loans
- Cash Out Loan
- Transactional Loans
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Improvements Loans (First Lien only)
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Combination of Purchase and Fix-Up Loans
Our Financing Process
- Project Consultation: We review your property, investment goals, and timeline to determine the most suitable financing solution while answering questions such as what a hard money loan is and how it can support your project.
- Asset Review: Our team evaluates the property's value and potential using an efficient review process, allowing us to provide reliable private real estate financing for qualified investment opportunities.
- Loan Structuring: We tailor loan terms, timelines, and funding details to match your acquisition or development plans, creating a practical investment financing solution for your specific needs.
- Approval & Closing: Because decisions are made in-house, we simplify documentation and move efficiently toward closing so you can secure your financing without unnecessary delays.
- Funding Distribution: Once your loan closes, funds are released according to the approved terms, giving you the capital needed to move forward with confidence.
Loan Terms and Fees
- 3-18 months
- 11-13% interest rate
- Interest payments due monthly or quarterly
- 2-5 loan commitment fees/ points per transaction
- $795-$2500 processing fee per transaction
- No prepayment penalty applied
- Loan extension available on a case-by-case basis
Grow Your Portfolio, Apply for a Loan Today
Looking for hard money loans for your next real estate investment? At First Funding, we offer all types of commercial real estate loans to help you quickly secure new investment opportunities. Fast and high approval rates, beneficial terms, and no loan committees guarantee your investment portfolio keeps growing.
Serving Investors throughout the State of Texas
First Funding Investments is proud to help the real estate industry in Texas grow with fast and reliable investment property loans. We help borrowers across Texas acquire and fund their real estate projects. We service all important metro areas including Houston, Dallas-Fort Worth, Austin, San Antonio, Waco, College Station and Corpus Christi. As well as areas beyond the major cities.
Why Real Estate Investors Choose Hard Money Financing
First Funding is the place to go if you’re looking for an experienced and reliable private capital lender in Texas. We have years of experience helping real estate investors maximize profits and grow their portfolios.
We pride ourselves on our fast approval times and simple application process. At First Funding, we make acquiring real estate investment loans easy. Work with the fastest hard money lender in Texas, apply for a hard money loan with First Funding.
What Our Clients Have to Say
What a great company to work with. They’re a family run business with a direct client business relationship with no red tape. They always find the time to assist me with my investment decisions. This gives me a competitive advantage over my peers.
Not only does this lender have very competitive rates & fees and service, they also have a vast knowledge of the real estate laws in Texas plus extensive brokerage sales experience. Before I commit to a deal I can always count on them to let me know where I stand.
The service and experience this lender brings to the table is second to none. I fee so secure and confident in their abilities. I’ll be using them for all my real estate investment purchases going forward.
This company is amazing! I brought them a deal that needed to get approval and closed in 2 days, and they made it happen. They know what they’re doing. Very organized and professional company. I would recommend them to all my friends in the business.
Clayton, Charles and all of the crew at First Funding are very pleasant to work with! If I need money for a deal, they’re always there and ready to go for me. If it wasn’t for them, I wouldn’t have my house flipping business. They’ve closed numerous deals for me, and some in 2 days or even less. And the best part is, they don’t have all the fees that other hard money lenders have. Their interest rates and points are about as good as you can find in the business. If I need a deal closed, I know I can always rely on First Funding.
Their interest rates and points are about as good as you can find in the business. If I need a deal closed, I know I can always rely on First Funding.
If I need money for a deal, they’re always there and ready to go for me. They’ve closed numerous deals for me, and some in 2 days or even less.
