Your Trusted, Full-Service Texas Hard Money Lender
At First Funding Investments, we provide private money lending for Texas real estate investors who need practical financing for investment opportunities. As an experienced Texas lender, financing remains at the center of what we do.
Our multi-service approach extends our core lending relationship by providing clients access to additional services that can support different stages of a real estate investment.
From financing and property improvements to listing to other investment possibilities, these offerings complement our hard money lending services.
Explore the financing and client services
through First Funding Investments.
Multi-Service Support for Texas Real Estate Investors
Hard money lending is our foundation, while additional client services give investors access to broader support related to their real estate investments.
Hard Money Lending
We are renowned for our expertise as hard money lenders for real estate. Our financing is designed to support qualifying Texas investment properties while giving investors access to practical alternatives to conventional lending.
Loan Overview
Our hard money lending services support qualifying single-family and multifamily residences, commercial properties, land, and other Texas investment opportunities.
Available financing options include acquisition, construction, bridge, foreclosure, land acquisition, refinancing, cash-out, transactional, improvement, and purchase-and-fix-up loans.
Loan Details
Depending on the transaction, current loan terms may include:
- Up to 70% LTV based on after-repair value
- 3–18 month terms
- Interest rates generally ranging from 11.9% to 13%
- 2–5 commitment points or fees
- Extensions considered on a case-by-case basis
Rates, fees, and final terms are determined according to the individual transaction.
Loan Requirements
Our requirements are designed around investment-property lending. Applicants may need:
- Executed sales contract
- Title and tax documentation
- Property insurance
- Repair details
- Exit strategy
Loans are limited to Texas investment properties and first-lien positions.
Investment Opportunities
First Funding Investments is proud to offer an expanded investment opportunity for private investors interested in diversifying through real estate-backed opportunities. With a minimum investment of $60,000.00, we offer attractive above-market returns on your investment.
Texas, renowned for its favorable investment climate, boasts affordable real estate options, a pro-business environment, ample land availability, and more.
As part of our broader full-service model, these opportunities give interested private investors another way to work with First Funding beyond borrowing for real estate transactions.
Listing Services
As part of our multi-service support for Texas real estate investors, we offer listing services that streamline the process of listing and selling investment properties.
Our professional team ensures a smooth and efficient experience for investors. We help maximize exposure, save time, and improve your chances of selling through professional listing solutions that include:
Full Service
Discount Service
Our full-service listing option includes:
For investors who prefer a more limited listing package, our discount service includes:
Multiple Listing Service (MLS)
MLS
Realtor.com, Zillow.com, Redfin.com
Realtor.com, Zillow.com, Redfin.com
Social Media
Signage
Signage
$500 to 6% commissions — Call for details
Flyers
Open House Showings
Centralized Showing System (CSS) – Daily or Monthly Notifications
Miscellaneous Marketing
6% Commission Rates (3% to buying Agent)
Whether you need comprehensive marketing support or a more streamlined option, our listing services are designed to help you move from investment ownership to sale with greater efficiency.
The Advantage of a Full-Service Hard Money Lender
At First Funding, our model combines hard money lending and client service.
| Lending at the Core | Investment Opportunities Beyond the Loan | Investment Property Support |
|---|---|---|
| Flexible real estate financing remains the foundation of our relationship with Texas investors. | Access additional investment opportunities that are beyond borrowing. | Use available listing services when you are ready to market and sell an investment property. |
Why Choose First Funding Investments?
Our experience in Texas real estate and private lending allows us to understand the needs of investors who require practical financing and suppor